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Can You Have Multiple Personal Loans at One Time?

Can You Have Multiple Personal Loans at One Time?

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©️2026 Lendmark. All rights reserved.

Online loan closing option is available for qualifying borrowers only. Eligibility is based on a number of factors including applicant's state of residence, product type, and Lendmark's credit policy at the time of application. Applicant must also review and accept our Notice and Consent Agreement for Electronic Signature and Records (opens in new tab).

Lendmark Financial Services is licensed in AL, AZ, CA, CO, FL, GA, ID, KY, LA, MD, MO, MS, NC, OH, PA, SC, TN, TX, UT, VA, WA, WI, and WV.

For CA Branches Only: Loans made or arranged pursuant to a California Financing law license. Licensed by the Virginia State Corporation Commission, License Number CFI-104. NMLSID # 167907 (opens in new tab).

Fees: Origination or other allowable fees may apply based on state law and program guidelines.

Important: Missing payments may result in additional fees and negative credit reporting.

All loans are subject to credit approval, income verification, and underwriting standards, which include assessing your ability to repay the offered monthly payment. Loan amounts, rates, terms, and fees may vary by state and can change without notice. Collateral requirements may apply. Active-duty military, their spouse, or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. This offer may not be valid if you opened a loan in the past 60 days. Your credit report will be accessed before opening a new loan account.

Loans are also available through Lendmark Financial Services of West Virginia, Inc.

For CA Branches Only: Loans made or arranged pursuant to a California Financing Law license. Licensed by the Virginia State Corporation Commission License Number CFI-104. NMLS ID #167907.

Disclosures

Maximum APRs on new loans will not exceed 35.99%. APRs vary by state law, loan amount, and your credit profile. Repayment terms range from a minimum of 12 months to a maximum of 72 months. Your credit history, income, debt obligations, collateral (if applicable), and prior loan experience are considered when determining eligibility and loan terms. There are no prepayment penalties. Representative Example: For a $4,500 loan with a 42-month term at a 29.00% interest rate, the APR is 33.10% (including permitted loan origination fees). You would make 42 monthly payments of $172. Texas Example: For a $4,500 loan at 30.26% APR with a finance charge of $2,848.00, you would make 42 monthly payments of $174.96, for a total payment of $7,348.00. The amount financed may not be the net proceeds paid to you if charges other than interest are included in the loan.
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